2Checkout – Services, pricing, comparisons and reviews

Last updated on 29 August 2023

With the e-commerce world growing by leaps and bounds, selecting the right payment processing service is a critical business decision. Today, we delve into the world of 2Checkout, a global payment platform enabling companies to accept online and mobile payments from buyers worldwide.

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Headline numbers

  • Over 50,000 merchants globally
  • Available in over 200 countries and territories
  • Supports more than 100 currencies
  • Processes over 1 billion transactions per year
  • More than 300 fraud rules per transaction

2Checkout fees and charges

Product or feature2Sell2Subscribe2Monetize
Contract LengthNo contractNo contractNo contract
Terminal CostNot applicableNot applicableNot applicable
Consumer Card Fees3.5% + 35p per transaction3.5% + 35p per transaction6.0% + 45p per transaction
Business Card Fees3.5% + 35p per transaction3.5% + 35p per transaction6.0% + 45p per transaction
Card Not Present (CNP) Fees3.5% + 35p per transaction3.5% + 35p per transaction6.0% + 45p per transaction
Minimum Monthly ChargeNo minimumNo minimumNo minimum
Refund FeesRefunds are free, but original transaction fees are not returnedRefunds are free, but original transaction fees are not returnedRefunds are free, but original transaction fees are not returned
ChargebacksChargeback fee may applyChargeback fee may applyChargeback fee may apply
PCI ComplianceIncludedIncludedIncluded
Early TerminationNo early termination feesNo early termination feesNo early termination fees
2Checkout fees and charges

It’s always important to check the official 2Checkout website or contact their customer service for the most up-to-date and specific information.

Company information

Founded2000, Columbus, Ohio, USA
Website URLwww.2checkout.com
Phone number+44.20.3608.0130 (UK number)
FSCS protected?No
FCA regulated?No

Pros and cons of 2Checkout


  • Global Reach: Available in over 200 countries and supports more than 100 currencies.
  • Comprehensive Fraud Protection: Implements over 300 fraud rules for every transaction.
  • Wide Range of Payment Methods: Supports all major credit cards, PayPal, and debit card payments.
  • Inclusive Services: Offers shopping cart integrations, recurring billing, and comprehensive reporting tools.


  • High Transaction Fees: Charges a high transaction fee compared to other providers.
  • No FSCS Protection: Not protected by the Financial Services Compensation Scheme (FSCS).
  • Not FCA Regulated: 2Checkout is not regulated by the Financial Conduct Authority (FCA).

2Checkout products and services


A streamlined product enabling merchants to sell globally and accept payments from customers across the globe. It supports all major payment methods and credit cards and integrates with over 120 shopping carts. The pricing structure is straightforward, with a flat rate of 3.5% + 35p per successful transaction.


Ideal for businesses offering subscription-based services or products. It enables merchants to manage recurring billing and subscription renewals. It offers rich customer analytics and churn prevention tools. Its costs are the same as 2Sell, at a flat rate of 3.5% + 35p per successful transaction.


Designed for businesses selling digital products and services globally. It includes the features of 2Sell and 2Subscribe, plus global tax and regulatory compliance, affiliate marketing, and customer management. The pricing model is a flat rate of 6.0% + 45p per successful transaction.

2Checkout reviews

Google Reviews2.9/5
2Checkout reviews

Alternatives to 2Checkout

Several other payment gateways serve as alternatives to 2Checkout, including PayPal, Stripe, Square, and Worldpay. While each has its strengths and weaknesses, they may offer lower transaction fees or additional features that might be more suitable for your business.

Additional considerations

While 2Checkout has comprehensive features and a broad global reach, it may not be ideal for businesses seeking the lowest transaction fees or those requiring FSCS protection. It is important to carefully consider your business needs and understand the trade-offs when selecting a payment processor.

2Checkout company history

2Checkout was founded in 2000 in Columbus, Ohio, aiming to simplify the payment process for businesses selling online.

Over the years, it has grown into a leading global payment platform, supporting transactions in over 200 countries and territories.

In 2017, it was acquired by Verifone, a multinational corporation that provides technology for electronic payment transactions.


Is 2Checkout safe to use?

Yes, 2Checkout implements advanced fraud protection and complies with international card security standards.

Does 2Checkout offer customer support?

Yes, 2Checkout offers 24/7 customer support through email, phone, and live chat.

How long does it take for funds to be available from 2Checkout?

Typically, it takes 2-5 business days for funds to be transferred to your bank account once they have been released.

What types of payments does 2Checkout accept?

2Checkout accepts all major credit and debit cards, PayPal, and various mobile payment methods.

Is 2Checkout available in my country?

2Checkout serves businesses in more than 200 countries and territories. You can check the complete list on their official website.

Are there any additional fees apart from the transaction fees?

No, 2Checkout follows a transparent pricing policy with no hidden fees.

Does 2Checkout support subscription payments?

Yes, with the 2Subscribe product, 2Checkout provides recurring billing and subscription management features.

How can I integrate 2Checkout with my online store?

2Checkout can be integrated with over 120 shopping carts. They provide a comprehensive integration guide on their official website.

Can I use 2Checkout for my non-profit organisation?

Yes, 2Checkout can be used for non-profit organisations as well as for-profit businesses.

Is there any limit on the transaction amount with 2Checkout?

While there’s no minimum, there may be a maximum limit depending on various factors, including the type of product or service being sold. Please contact 2Checkout support for more specific information.

What happens if a customer disputes a charge (chargeback)?

If a customer disputes a charge, 2Checkout will notify you and guide you through the process. A chargeback fee may apply.

Does 2Checkout provide analytics or reporting tools?

Yes, 2Checkout offers comprehensive reporting tools for merchants to track sales, orders, and other important metrics.

What is the cancellation policy of 2Checkout?

2Checkout doesn’t bind you to a long-term contract, so you can cancel your account at any time without any penalties.

Can I customise the checkout experience with 2Checkout?

Yes, 2Checkout allows for customisation of the checkout page to match your website’s look and feel.

Does 2Checkout handle tax management?

Yes, the 2Monetize package includes global tax and regulatory compliance features.

What is 2Checkout’s stance on fraud prevention?

2Checkout implements over 300 fraud rules for each transaction, making their platform secure and reliable.

Can 2Checkout handle multiple currencies and languages?

Yes, 2Checkout supports over 100 currencies and 30 languages.

Does 2Checkout offer an affiliate programme?

Yes, 2Checkout’s 2Monetize package includes an integrated affiliate network.

How does 2Checkout handle refunds?

A19: The merchant can issue a full or partial refund through the 2Checkout interface. The original transaction fees are not returned for refunded transactions.

Can I use 2Checkout for mobile payments?

Yes, 2Checkout supports mobile payments, allowing you to reach customers on various devices.

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