In today’s rapidly evolving digital landscape, businesses, irrespective of their size or domain, are increasingly leaning on robust and efficient merchant services account providers to manage their financial transactions.
These providers offer tailored solutions to facilitate seamless and secure electronic transfers, often integrating with card processing, various point-of-sale systems, ecommerce platforms, and even cryptocurrency exchanges.
From established giants in the industry to innovative startups, this comprehensive list introduces more than 130 leading merchant services companies that have been instrumental in reshaping the world of online payments and have set remarkable standards in user experience, security, and global reach.
Best merchant account providers compared
- ACI Worldwide
- Alipay Global
- Allied Wallet
- Amazon Pay
- Apple Pay
- Chase Merchant Services
- Digital River
- Dharma Merchant Services
- EMerchantBroker (EMB)
- EVO Payments
- FIS Global
- Gateway Merchant Services
- Global Payments
- Google Pay
- Heartland Payment Systems
- Intuit QuickBooks Payments
- JCB (Japan Credit Bureau)
- LINE Pay
- Mastercard Gateway
- Merchant One
- NAB (North American Bancard)
- Pago Facil
- Peach Payments
- Plug’n Pay
- Point & Pay
- Sekure Payment Experts
- Trust Payments
A global payment processing solution that allows businesses to accept online and mobile payments from buyers worldwide. 2Checkout have features such as recurring billing, fraud protection, and integrations with shopping carts.
- Global Payments: Supports multiple payment methods, currencies, and languages.
- Subscription Management: Comprehensive tools to manage and optimise subscription billing.
- Risk Management: Fraud prevention tools and services to protect businesses.
- Affiliate Network: Boost sales through its integrated global affiliate network.
- Monetisation Tools: Optimise sales conversion and customer retention.
ACI Worldwide powers electronic payments and banking for financial institutions, retailers, and processors worldwide with a broad and integrated suite of electronic payment software.
- Omni-channel Payments: Comprehensive payment processing across all channels.
- Immediate Payments: Real-time payment solutions for modern businesses.
- Risk Management: Advanced fraud detection and prevention capabilities.
- Electronic Bill Presentment and Payment: Streamlined billing and payment solutions.
- Universal Payments (UP) Framework: Seamless integrations for various payment types and platforms.
A Dutch payment company that allows businesses to accept e-commerce, mobile, and point-of-sale payments. Adyen serves more than 4,500 businesses, including eight of the 10 largest U.S. Internet companies.
- Unified Commerce Platform: Seamless payment experience across online, mobile, and in-store.
- Real-time Data: Offers data insights to track customer behavior and payment methods.
- Dynamic Risk Management: Uses shopper data to prevent fraud while maximising approval rates.
- Single Integration: Provides access to a broad spectrum of payment methods globally.
- Local Payment Methods: Supports popular local payment methods in multiple countries.
An international payments platform which assists businesses with cross-border transactions and multi-currency solutions. Airwallex focuses on offering enterprise-level services at transparent rates.
- Cross-border Payments: Efficient international transaction solutions.
- Currency Accounts: Allows businesses to hold, convert, and pay in 50+ currencies.
- FX Conversions: Offers interbank rates for currency conversions.
- Borderless Cards: Business cards for effortless global spending.
- API Integration: Robust API for tailored financial solutions.
Alipay is a Chinese payment platform which is a part of the Alibaba group. It’s one of the world’s largest mobile payment platforms and has expanded its services internationally.
- Extensive User Base: One of the largest mobile payment platforms globally, especially in Asia.
- Cross-Border Payment Solution: Allows international businesses to tap into the Chinese consumer market.
- Escrow Service: Provides buyer and seller protection through its escrow service.
- Integrated Lifestyle Services: Beyond payments, it offers a range of services from food delivery to bill payments.
- QR Code Payments: Popularises the use of QR codes for both online and in-store payments.
A global payment gateway providing solutions for processing online payments for e-commerce businesses. They offer fraud protection, and 24/7 customer support.
- Global Payment Gateway: Supports 196+ countries and 164+ currencies.
- Fraud Protection: Advanced security and anti-fraud measures.
- PCI Compliant: Ensures data security for all transactions.
- Flexible Integration: Wide compatibility with major e-commerce platforms.
- NextGen Dashboard: Real-time insights into transactions and trends.
Amazon Pay is an online payment processing service owned by Amazon. It offers a familiar and convenient buying experience by letting users use the information stored in their Amazon account.
- Familiarity: Utilises details from users’ Amazon accounts, reducing the friction of entering payment information.
- Voice Commerce: Allows shopping using Amazon Echo with Alexa.
- Inline Checkout: Streamlines the checkout process to keep users on-site during payment.
- Fraud Detection: Incorporates Amazon’s fraud technology to minimise unauthorised transactions.
- Mobile Optimisation: Provides a smooth experience for mobile shoppers.
Apple Pay is Apple’s mobile payment and digital wallet service. It lets users make payments using the Apple devices they carry every day.
- Seamless Integration: Easily used with various Apple devices, including iPhones, iPads, Macs, and Apple Watch.
- Enhanced Security: Utilises Face ID, Touch ID, and unique transaction codes for payments.
- Card Privacy: Actual card numbers aren’t stored on the device or Apple servers.
- Quick Checkout: Allows instant checkouts without needing to enter payment details.
- Transit Payments: Supports contactless payments in public transport in many cities.
Authorize.Net is one of the oldest and most trusted payment gateways available for credit card processing. It offers solutions for e-commerce, point-of-sale, and more.
- Virtual Point of Sale: Web-based application to swipe credit cards wherever there’s internet.
- Advanced Fraud Detection Suite: Set of customisable tools to identify and manage potentially fraudulent transactions.
- Simple Checkout: Provides a ‘Buy Now’ button for a swift checkout process.
- Recurring Payments: Automates billing for recurring payments.
- Mobile Payments: Provides a mobile point of sale application for on-the-go transactions.
(Now part of Worldline) A payment processing company that provides solutions for processing online payments, in-app payments, and in-store payments.
- Multi-channel Payments: Offers online, in-app, and in-store payment solutions.
- Batch Payments: Allows businesses to send multiple payments in a single batch.
- Recurring Payments: Streamlines subscription billing processes.
- Fraud Defense: Uses machine learning for efficient fraud detection.
- Custom Checkout: Offers a customisable checkout experience for brands.
The payment division of Barclays Bank, Barclaycard offers a range of business solutions from point of sale systems to e-commerce payment gateways.
- Wide Reach: Trusted merchant services provider in the UK and beyond.
- Dynamic Currency Conversion: Lets customers pay in their preferred currency.
- Payment Gateway: Secure online transaction processing.
- Contactless Payments: Quick and easy NFC-based payments.
- Tailored Solutions: Customisable payment solutions for different business needs.
An electronic payment service that allows you to pay by credit card or with a prepaid balance in online stores, mobile apps, or friends.
- Multi-currency: Accepts payments in several major currencies.
- Mobile Wallet: Offers its mobile wallet solution for easier payments.
- Instant Payments: Real-time transaction processing for quick confirmations.
- E-commerce Integration: Seamless integration with popular online platforms.
- Recurring Transactions: Support for subscription models and regular payments.
A leading digital business payments company that automates the entire process related to dealing with suppliers and customers.
- Automated Billing: Streamlines A/R and A/P processes.
- Cloud-based: Accessible anytime, anywhere.
- Integration: Syncs with popular accounting software like QuickBooks.
- Document Management: Stores and organises financial documents.
- Approval Workflows: Customisable payment approval processes.
A payment service that enables merchants to accept Bitcoin payments.
- Bitcoin Processing: Allows businesses to accept Bitcoin payments.
- Instant Payments: Real-time Bitcoin transaction processing.
- Currency Conversion: Immediate conversion from Bitcoin to desired currency.
- Protection Against Volatility: Shields businesses from Bitcoin price fluctuations.
- Easy Integration: Provides tools and APIs for easy system integration.
A Bitcoin payment service provider. It enables online merchants to accept bitcoins, as a form of payment, just as they accept payments from credit cards or PayPal.
- Cryptocurrency Payments: Accepts Bitcoin and other popular cryptocurrencies.
- Direct Bank Deposit: Converts cryptocurrency to local currency with daily bank deposits.
- Mobile Point-of-Sale: App for cryptocurrency payment acceptance.
- Invoice Generation: Creates billing for cryptocurrency payments.
- Multi-currency: Supports various global currencies for easier business operations.
Boku is a mobile payments company that allows users to buy goods and services and charge them to their mobile bill.
- Carrier Billing: Enables charging purchases directly to mobile phone bills.
- No Card Needed: No credit card or bank account required, ideal for unbanked populations.
- Mobile-first: Designed with mobile transactions in mind.
- Global Reach: Operates in numerous countries worldwide.
- User Authentication: Two-factor authentication for added security.
An end-to-end solution for checkout, payment processing, and fraud. Bolt aims to optimise the checkout experience for online retailers.
- One-click Checkout: Streamlines the online checkout process.
- Fraud Detection: Uses machine learning to detect and prevent fraudulent activity.
- Unified Platform: Combines checkout, payments, and fraud protection.
- Mobile Optimised: Provides a seamless mobile shopping experience.
- Zero Fraud Guarantee: Promises to cover 100% of fraudulent chargebacks.
A full-stack payment platform known for its white-glove service and ability to integrate with just about any platform. Braintree has been a PayPal service since 2013.
- Diverse Payment Options: Accepts a wide range of payment methods, including credit and debit cards, PayPal, and more.
- Global Availability: Supports 45 countries and 130+ currencies.
- Developer Friendly: Provides comprehensive SDKs and APIs for customisation.
- Payouts: Enables businesses to send payments directly to their sellers’ bank accounts.
- Data Portability: Offers the freedom to move data securely.
A leading payment gateway in India and South Asia. It offers multiple payment methods such as credit cards, debit cards, and direct bank transfers.
- Multilingual Checkout Page: Offers checkout in 18 major languages.
- Multiple Payment Options: Over 200 payment methods available.
- iFrame Integration: Seamless payment gateway integration without redirecting users.
- Dynamic Event Notification: Real-time alerts for all payment activities.
- Retry Option: Increases transaction success rate by allowing customers to retry payments.
A merchant service provider that offers online and traditional processing services. They focus on simple, affordable solutions for businesses.
- Affordable Pricing: Transparent pricing without hidden fees.
- Quantum Gateway: Proprietary payment gateway with fraud protection.
- Recurring Billing: Tools for subscription-based businesses.
- 24/7 Support: Dedicated customer support available around the clock for all queries and issues.
Chase Merchant Services
A division of JPMorgan Chase, it’s one of the largest and oldest merchant services providers in the world. They offer solutions for businesses of all sizes.
- Broad Coverage: Processes over 50% of all internet transactions.
- Security Solutions: Offers fraud detection and cybersecurity tools to protect businesses.
- Reporting: Advanced analytics and transaction reporting.
- Flexible Solutions: Custom solutions tailored for businesses, from SMEs to multinational corporations.
- Fast Funding: Provides quicker access to money from sales.
A global payment solutions provider that encompasses acquiring, gateway, risk, and more under one roof. Their unified platform aims to simplify the payment process for businesses.
- Unified Payments Platform: Integrates gateway, risk management, and acquiring into one platform.
- Global Reach: Supports 150+ currencies for businesses around the world.
- Transparent Pricing: Provides a clear pricing structure without hidden fees.
- Data-driven Insights: Offers an advanced data dashboard for analytics.
- Flexible Integration: Seamless integration with existing business platforms.
An EU payment institution, Clearhaus provides payment solutions for online businesses, leveraging modern technologies to offer straightforward and secure services.
- European Focus: Specialised in serving European markets.
- Quick Setup: Fast merchant account application and approval process.
- Transparent Pricing: Straightforward fee structure without hidden charges.
- Real-time Data: Provides instant transaction insights.
- Mobile Management: Allows for transaction management on-the-go through mobile apps.
Clearpay is an Australian financial technology company operating in the United States, United Kingdom, Australia, and New Zealand. They offer “buy now, pay later” services which allows customers to pay for purchases over four instalments without any interest.
- Buy Now, Pay Later: Allows customers to purchase instantly and pay in installments.
- Increased Conversion: Offers higher cart conversion rates for merchants.
- Instant Settlement: Merchants receive payments upfront while customers pay over time.
- No Interest: Provides interest-free installments for customers.
- Global Presence: Operates in multiple countries beyond its native Australia.
- All-in-one Solution: Provides POS hardware, payment gateway, and management software.
- Customisable System: Allows merchants to tailor their POS using various apps.
- Real-time Reporting: Offers instant data and analytics for transactions.
- Loyalty Programs: Integrated solutions for customer rewards and retention.
- Versatile Hardware: Range of devices from mobile card readers to full POS stations.
A payment gateway for blockchain payments. CoinGate allows businesses to accept Bitcoin and other cryptocurrencies, converting them to local currency if desired.
- Cryptocurrency Payments: Accepts over 50 cryptocurrencies.
- Real-time Transfers: Provides instant transfers for crypto payments.
- Merchant Tools: Offers plugins, POS systems, and payment buttons for varied needs.
- Bitcoin Price Locking: Guards merchants from Bitcoin’s price volatility.
- Flexible Settlement: Allows for payouts in both crypto and fiat currencies.
A comprehensive platform offering storage and payment support for bitcoin and over 1,300 other cryptocurrencies. It’s particularly known for its easy integration with websites.
- Multi-crypto Wallet: Supports over 1,900 cryptocurrencies.
- Shopping Cart Plugins: Seamless integration with popular e-commerce platforms.
- Mobile Apps: Enables mobile-based crypto transactions.
- Point of Sale (PoS): Facilitates brick-and-mortar crypto payments.
- Instant Transactions: Speedy processing for cryptocurrency transfers.
A Mexican payment gateway that allows companies to process online payments using local payment methods and also in installments.
- Localised Payments: Focus on the Latin American market, especially Mexico.
- OXXO Pay: Allows cash payments via the OXXO convenience store chain.
- Anti-fraud System: Advanced system to reduce fraudulent activities.
- Recurring Payments: Support for subscription-based business models.
- Multi-currency: Accepts both local and international currencies.
Offered by Elavon, it’s a payment platform that allows businesses to accept payments in any form, and it is specially built for the omnichannel experience.
- Omnichannel Solution: Facilitates in-store, mobile, and online payments.
- Secure Payments: Uses tokenisation and encryption for data protection.
- Customisable UI: Allows businesses to brand their payment portals.
- Recurring Payments: Supports subscription and installment billing.
- Integrated Reporting: Provides consolidated reports across all channels.
A Visa solution, this is a complete payment management platform that encompasses fraud management, payment security, and more, serving a global clientele.
- Global Reach: Operates in over 190 countries and territories.
- Fraud Management: Utilises Decision Manager, which screens more transactions than any other solution.
- Tokenisation: Secure data handling with CyberSource Secure Acceptance and token management.
- Integrated Payment Management: Streamlines operations by managing all payment methods through one connection.
- Digital Sales Optimisation: Offers tools to increase online and mobile sales.
Digital River is a global ecommerce, payments, and marketing services company offering a comprehensive range of services to help businesses maximise their online potential.
- E-commerce Solutions: Comprehensive tools for online commerce.
- Global Reach: Supports local payment methods in 245 countries.
- Risk Protection: Assumes fraud and tax risks on behalf of businesses.
- Subscription Billing: Integrated tools for managing recurring revenue.
- Marketplace Solutions: Facilitates the creation and management of online marketplaces.
Dharma Merchant Services
Known for its transparent fee structure, Dharma caters to both in-store and online businesses, focusing on ethical and social responsibility.
- Transparent Pricing: Known for its fee transparency with no hidden charges.
- Eco-Friendly Focus: A socially responsible company that donates a percentage of profits to non-profits.
- Advanced Terminal Options: Offers the latest in EMV and NFC-ready payment terminals.
- Virtual Terminal: Enables payment acceptance online or via phone without additional software.
- Next-Day Funding: Quick fund transfers, ensuring businesses can access their money swiftly.
A software platform that offers infrastructure as a service, allowing businesses to build custom, scalable, and ACH (Automated Clearing House) optimised payment solutions.
- Bank Transfers: Focuses on ACH (Automated Clearing House) transfers, making bank transactions easy.
- Flexible APIs: Offers robust integration options for tailored payment solutions.
- White Label Service: Allows businesses to build a custom payment interface.
- Tokenisation: Uses tokenised data for improved security.
- Real-time Transfers: Offers the ability for instant bank transfers with compatible institutions.
A subsidiary of U.S. Bancorp, Elavon offers merchant processing in more than 30 countries and serves more than one million merchant locations globally.
- Global Reach: Serves more than one million customers worldwide.
- Omni-commerce Solutions: Provides seamless payment experiences across all channels.
- Mobile Solutions: Accepts payments on-the-go with its mobile payment options.
- Dynamic Currency Conversion: Allows international customers to pay in their own currency.
- Advanced Security: Uses encryption and tokenisation to ensure data security.
Specialises in high-risk and off-shore merchant accounts, offering customised payment solutions for various industries that might be considered ‘high-risk’.
- High-risk Specialists: Focuses on high-risk businesses and industries.
- Diverse Payment Solutions: Offers a wide range of payment processing tools.
- Fast Approvals: Streamlines the application and approval process.
- Chargeback Management: Offers tools to minimise and manage chargebacks.
- Flexible Contracts: Customisable terms to fit business needs.
This consortium manages, maintains, and enhances the EMV Integrated Circuit Card Specifications, which ensure interoperability and acceptance of payment methods globally.
- EMV Standards: Develops the global standards for EMV chip card payments.
- Security Focus: Prioritises transaction security and fraud reduction.
- QR Codes: Standardises QR code payments for consistency and security.
- Mobile Payment Standards: Develops guidelines for mobile-based transactions.
- Interoperability: Ensures seamless payment experiences worldwide.
A payment solutions provider, Epoch, integrates with platforms and specialises in bringing merchants and consumers together.
- Global Payment Solutions: Accepts multiple currencies and payment methods.
- Subscription Services: Offers tools for subscription billing and management.
- Fraud Detection: Implements advanced fraud prevention mechanisms.
- Multi-language Support: Provides support in various languages for global operations.
- Integrated Reporting: Consolidated data and analytics for business insights.
Operating as a payment service provider in over 50 markets around the world, EVO Payments facilitates the acceptance and processing of commercial transactions.
- International Payment Processing: Operates in 50+ markets worldwide.
- Omni-channel Solutions: Serves in-store, online, and mobile businesses.
- Integrated Software: Offers tailored solutions for specific industry needs.
- Currency Conversion: Facilitates dynamic currency conversions for international customers.
- Security and Fraud Prevention: Uses advanced technologies for secure transactions.
Serving businesses in Australia, New Zealand, and the UK, Eway is a leading online payment gateway solution, simplifying the process of accepting payments securely.
- Rapid API: Allows for swift integration with various platforms.
- Global Reach: Processes payments in multiple major currencies.
- Bank-level Security: Prioritises transaction and data security.
- Real-time Reporting: Provides instant insights into business transactions.
- Recurring Payments: Automated tools for subscription and regular billing.
A global leader in financial services technology, FIS provides solutions for retail and institutional banking, payments, asset and wealth management, and more.
- Banking Solutions: Provides a comprehensive range of banking technologies.
- Merchant Services: Offers diverse tools for payment processing and management.
- Risk and Compliance: Advanced tools for fraud detection and regulatory compliance.
- Loyalty and Rewards: Integrated solutions for customer engagement.
- Global Operations: Serves clients in over 130 countries.
A global leader in fintech and payments, Fiserv offers services for electronic billing and payment processing, among other financial solutions. Formerly known as First Data.
- Unified Commerce Solutions: Offers an integrated suite of payment solutions for in-person, online, and on-the-go.
- Risk Management: Provides tools to combat evolving threats and fraud tactics.
- Merchant Financing: Offers loan solutions to eligible merchants.
- Global Presence: Provides solutions in over 100 countries.
- Loyalty and Rewards: Platforms to engage customers and foster loyalty.
Fondy is universal payment platform that operates in the EU, UK, and Ukraine, allowing merchants to accept payments from anywhere in the world.
- Unified Platform: Seamless integration across online stores, mobile apps, and social networks.
- International Reach: Accepts payments in 150+ currencies.
- Anti-fraud System: Strong system in place to reduce risk of fraudulent activities.
- Subscription Services: Automated tools for subscription and regular billing.
- Mobile SDKs: Provides support for native mobile app payments.
Specialising in mobile payments, Fortumo offers direct carrier billing in several countries, making the payment process simple for users without credit cards. In 2020, Fortumo was acquired by Boku.
- Carrier Billing: Enables users to charge purchases to their phone bills.
- One Integration, Global Reach: Works in 80+ countries with a single integration.
- Subscription Model: Supports recurring payments for digital services.
- Real-time Analytics: Comprehensive dashboard for transaction insights.
- Advanced Fraud Protection: Uses machine learning to prevent fraud.
A pioneering advanced payment platform, FreedomPay offers solutions for payment gateway, mobile payments, point-of-sale systems, and more.
- Dynamic Currency Conversion: Allows global customers to pay in their own currency.
- Next Level Security: Offers end-to-end encryption for transactions.
- Data Insights: Provides a powerful data platform for actionable insights.
- Omni-channel Solutions: Unified platform for online, mobile, and in-person payments.
- Customer Engagement Tools: Integrated marketing tools for personalised experiences.
Financial Software and Systems (FSS) is a leader in payments technology and transaction processing, offering a diversified portfolio of software products, hosted payment services, and software services.
- Multi-channel Payment Solutions: Offers online, mobile, and POS payments.
- Payment Security: Implements tokenisation and end-to-end encryption.
- Merchant Services: Provides payment gateway and settlement solutions.
- Digital Banking: Offers tools for internet and mobile banking.
- Loyalty Solutions: Tools for customer rewards and engagement.
An alternative payment method, FuturePay allows customers to buy now and pay later, without the need for credit cards.
- Buy Now, Pay Later: Allows users to shop now and delay payment.
- No Credit Card Needed: Simplifies checkout without the need for cards.
- Merchant Friendly: Increases average order values and conversion rates.
- Simple Integration: Compatible with major shopping platforms.
- Transparent Pricing: Clear pricing model without hidden fees.
Gateway Merchant Services
Catering to businesses of all sizes, they provide comprehensive credit and debit card processing services. The platform emphasises secure and transparent transactions.
- Secure Transactions: Prioritises data and transaction security.
- Mobile Payments: Enables acceptance of mobile-based transactions.
- POS Solutions: Comprehensive solutions for physical storefronts.
- E-commerce Support: Supports online merchants with seamless payment processing.
- 24/7 Customer Support: Around-the-clock support for businesses.
A payment service provider that supports online businesses in the ASEAN region, offering features like fraud management, recurring payments, and multi-currency support.
- Asian Market Focus: A leading payment provider in Southeast Asia.
- Multi-channel Solutions: Offers in-store, online, and mobile payment solutions.
- Dynamic Currency Conversion: Facilitates payments in multiple currencies.
- Recurring Payments: Tools for subscription-based business models.
- Integrated Reporting: In-depth analytics and transaction insights.
A leading worldwide provider of payment technology and software solutions. It serves merchants, partners, and consumers in North America, Europe, Asia-Pacific, and South America.
- Worldwide Operations: Provides services in 30+ countries.
- Integrated Solutions: Unifies payment gateway, processing, and merchant services.
- Data Security: Offers advanced fraud protection and security protocols.
- E-commerce Capabilities: Robust tools for online merchants.
- Loyalty Programs: Integrated tools for customer rewards and retention.
GoCardless is a UK-based next-generation payments company that specialises in direct debit payments. It’s particularly favoured by subscription and SaaS businesses.
- Direct Debit Specialist: Makes collecting direct debit payments easy and more efficient.
- Recurring Payments: Ideal for subscriptions, invoices, and installment payments.
- Global Direct Debit: Covers direct debit schemes in the US, Australia, Canada, and many European countries.
- Transparent Pricing: Clear and low transaction fees, without hidden charges.
- Integrations: Connects with popular accounting software like Xero and Quickbooks.
Google Pay is a digital payment system created by Google.
- Multi-platform: Works on both Android and iOS devices, and web browsers.
- Security: Uses multiple layers of security, including data encryption, to ensure transaction safety.
- Fast Checkout: Simplifies online checkout processes without re-entering payment information.
- Loyalty Program Integration: Can store gift cards, loyalty cards, and offers.
- Peer-to-Peer Payments: Allows users to send or request money easily.
Heartland Payment Systems
One of the largest payment processors in the U.S., Heartland offers a wide range of services for merchants, including credit card processing, loyalty programs, and point-of-sale solutions.
- Comprehensive Solutions: Provides POS, payroll, and customer engagement tools.
- Transparent Pricing: Offers a clear pricing structure.
- High Security: Uses end-to-end encryption and tokenisation.
- Mobile Payment Solutions: Supports payments on-the-go.
- E-commerce Integration: Seamless payment solutions for online businesses.
A merchant services company known for its transparency. Helcim provides both in-store and online payment solutions with clear, understandable rates.
- Interchange-plus Pricing: Transparent pricing model that’s merchant-friendly.
- All-in-one Platform: Provides tools for payments, invoicing, and inventory.
- No Long-term Contracts: Offers a flexible, month-to-month service agreement.
- In-depth Analytics: Gives insights into sales, payments, and customers.
- Multi-currency Support: Accepts payments in various currencies.
Hyperwallet provides organisations with a fast, efficient, and transparent way to distribute funds to payees almost anywhere globally.
- Global Payouts: Allows businesses to distribute funds globally.
- Flexible Delivery Options: Bank deposits, prepaid cards, cash pickups, and more.
- Transparent Fees: Clear pricing structure with no hidden costs.
- Developer-friendly Platform: Provides APIs for custom integrations.
- Advanced Compliance: Stays updated with global financial regulations.
A Netherlands-based payment method that allows customers to make online purchases using direct transfers from their bank accounts.
- Dutch Payment Method: Popular online payment method in the Netherlands.
- Direct Bank Transfers: Funds are directly transferred between bank accounts.
- High Security: Uses authentication methods from user’s bank.
- No Chargebacks: Once a payment is made, it cannot be reversed.
- Widespread Acceptance: Used by numerous Dutch e-commerce businesses.
- Global Payments: Processes payments in more than 200 countries and territories.
- Multi-currency: Accepts over 150 international currencies.
- Fraud Prevention: Employs sophisticated tools to deter fraudulent activities.
- Integration Flexibility: Supports integration with various e-commerce platforms.
- Advanced Analytics: Real-time insights to monitor and optimise transactions.
Specialises in high-risk merchant accounts, offering diverse credit card processing solutions for various industries worldwide.
- High-risk Merchant Focus: Specialises in high-risk merchant accounts.
- Global Solutions: Provides merchant services for international businesses.
- Diverse Payment Options: Supports credit cards, e-checks, and more.
- Custom Solutions: Tailors services to specific business needs.
- Secure Processing: Prioritises transaction and data security.
Intuit QuickBooks Payments
Known for their accounting software, Intuit also provides a payment solution that integrates seamlessly with its software, allowing businesses to accept payments online or on-the-go.
- Integration with QuickBooks: Payments sync seamlessly with QuickBooks for streamlined accounting.
- GoPayment: Mobile point-of-sale system for businesses on the go.
- E-Invoicing: Allows businesses to send invoices with a Pay Now button.
- Transparent Pricing: Clear fee structure without hidden charges.
- Data Security: Employs bank-level encryption to protect sensitive data.
JCB (Japan Credit Bureau)
Japan’s premier and only international payment brand, with wide acceptance in Japan and Asia. It offers credit card, prepaid card, and other payment solutions.
- Japanese Payment Giant: Popular credit card issuer in Japan with global acceptance.
- Global Coverage: Accepted in 190 countries and territories.
- Merchant Solutions: Offers tailored solutions for businesses.
- High Security: Implements robust security measures for transactions.
- Tourism-focused Campaigns: Promotions to boost spending by travelers.
A Swedish bank that provides online financial services such as payments for online storefronts and direct payments. Klarna offers a ‘buy now, pay later’ service, giving consumers the chance to try before they buy.
- Pay Later: Allows customers to shop now and pay after delivery.
- Slice It: Provides consumer financing, allowing users to pay for purchases over time.
- Instant Feedback: Immediate notification if the purchase is approved.
- Fraud Prevention: Uses advanced risk assessments for each transaction.
- Global Reach: Operates in 17 countries and is integrated with over 200,000 online merchants.
Catering to European businesses, KliknPay provides a secure and efficient platform for online merchants to handle transactions with ease.
- Quick Payments: Simplifies the online transaction process.
- Recurring Bill: Automated regular billing services for convenience.
- Multi-Currency: Accepts payments in multiple currencies.
- E-invoicing: Digital invoice system for seamless transactions.
- Robust Security: Ensures data and transaction protection.
Primarily a point-of-sale system for restaurants, Lavu also offers integrated payment processing, simplifying both orders and transactions.
- POS for Restaurants: Specifically designed for the food and beverage industry.
- Order Management: Streamlines order processing, including delivery and takeout.
- Loyalty Programs: Customer rewards and promotional features.
- Integrated Payments: Directly processes transactions within the system.
- Reporting and Analytics: Comprehensive business insights.
A mobile digital wallet from LINE Corp., popular in countries like Japan and Taiwan. It integrates seamlessly with the LINE messaging app, making transactions swift and simple.
- Mobile Payment: Integrates with the LINE messaging app.
- QR Code Payments: Convenient QR-based transactions.
- No Monthly Fees: Transparent payment structure.
- Rewards System: Earn points for every transaction.
- High Security: Ensures transaction safety and user data protection.
MangoPay is a European payment platform specifically designed for platforms like marketplaces, crowdfunding sites, and sharing economy businesses. It deals with escrow, card storage, and more.
- Marketplace Specialisation: Tailored for online marketplaces.
- Escrow Services: Holds funds securely during a transaction.
- E-wallet Capabilities: Allows users to maintain and use electronic wallets.
- Multi-Currency: Accepts a range of global currencies.
- Compliance Tools: Ensures legal and financial compliance.
A global platform that offers a wide range of payment gateway solutions for merchants, including fraud protection, payment processing, and data reporting.
- Extensive Coverage: Offers gateway services in numerous countries worldwide.
- Tailored Solutions: Customisable payment gateway options suitable for any business size.
- Data Security: Adheres to global standards ensuring transaction data is protected.
- Multi-channel Payments: Enables payments across online, mobile, and in-store channels.
- Comprehensive Reporting: Provides insights to analyze business performance.
The leading online payment solution in Latin America. It’s the preferred payment method for online shoppers in countries like Brazil, Argentina, and Mexico.
- Latin American Focus: Targeted towards the Latin American market.
- Mobile POS: Allows card payments using a mobile device.
- Payment Links: Generate and share payment links for transactions.
- Installment Payments: Offers varied payment plans.
- Merchant Loans: Provides credit solutions for businesses.
A U.S.-based company that provides a range of card processing services, from in-store to online, and offers tools to help businesses manage their transactions.
- Integrated Platform: Unified platform for online, mobile, and in-person payments.
- Global Processing: Supports international payments in multiple currencies.
- Customised Reporting: Advanced tools for transaction analytics and insights.
- Risk Management: Comprehensive fraud prevention tools and measures.
- Recurring Payments: Efficient tools to handle subscription and regular billings.
A merchant service provider that promises fast and efficient credit card processing for businesses of all sizes.
- All-in-One Solutions: Wide-ranging merchant services.
- High Approval Rates: Accommodates different types of businesses, including high-risk.
- Next Day Funding: Quick fund transfers.
- Mobile Solutions: Enables payments on the go.
- 24/7 Customer Support: Round-the-clock assistance.
Based in the Netherlands, Mollie offers a simple way for websites and apps to process payments, offering multiple payment methods in a single integration.
- European Focus: Primarily serves the European market.
- Simple Integration: API tailored for quick setups.
- Flexible Pricing: Offers a pay-per-use model.
- Multi-Currency: Facilitates international transactions.
- One Dashboard: Centralised system for all business activities.
As one of North America’s largest providers of payment processing solutions, Moneris offers credit, debit, wireless, and online payment services for businesses.
- Broad Payment Options: Accepts a wide range of payment methods, from credit and debit to digital wallets.
- Unified Commerce: Seamless payments across multiple channels, whether online, mobile, or in-store.
- Data Insights: Provides actionable insights to enhance business decision-making.
- Enhanced Security: Fraud prevention tools to secure every transaction.
- Flexible Solutions: Tailored offerings to cater to businesses of all sizes.
A mobile financial services provider that focuses on offering efficient mobile payment solutions, often without the need for a traditional bank account.
- Mobile Wallet: Simplifies mobile transactions.
- Multi-Channel: Facilitates payments through various methods.
- Merchant Services: Comprehensive suite for businesses.
- Rewards and Promotions: Integrated loyalty program.
- Top-Up Services: Allows easy mobile credit top-ups.
NAB (North American Bancard)
Serving over 250,000 businesses in the U.S., NAB offers an array of merchant services from card processing to POS systems, ensuring a comprehensive payment solution for its clients.
- Diverse Solutions: Offers mobile, e-commerce, and POS solutions.
- High Risk Acceptance: Services for high-risk industries.
- Next-Day Funding: Accelerates fund availability.
- Free Equipment Options: Provides free POS equipment promotions.
- Transparent Pricing: Clear fee structures.
Operating since 1998, this payment gateway and merchant account provider supports a variety of online businesses, providing tools for transaction processing, fraud control, and other essential e-commerce functions.
- Versatility: Services a variety of industries including retail, memberships, subscriptions, and digital goods.
- Advanced Fraud Defense: Uses multi-faceted strategies to combat fraudulent transactions.
- Reporting Tools: Detailed analytics and reporting for enhanced decision-making.
- Virtual Terminal: A secure platform for manual transaction processing.
- Recurring Billing: Efficient tools to manage subscription or membership payments.
Known for its innovative approach, NetPay delivers both face-to-face and online payment processes to a wide variety of industries, with a focus on technology and service.
- Revolution Platform: Advanced merchant management system.
- Multi-Currency: Supports a range of global currencies.
- Transparent Reporting: Clear insights into transactions.
- Fraud Prevention: Ensures high security for transactions.
- Reseller Opportunities: Business partnerships for expanding reach.
A payment gateway provider that emphasises flexibility and customisation, NMI offers a range of tools for both ISVs/VARs and ISOs.
- Unified Commerce: Comprehensive solution for varied payment needs.
- Secure Card Storage: Uses tokenisation for enhanced security.
- Shopping Cart Plugins: Compatible with various e-commerce platforms.
- Recurring Payments: Automated tools for regular transactions.
- Developer-Friendly: Provides APIs for customisation.
A UK-based online payment company, Nochex makes it easy for businesses and individuals to send and receive payments online without relying on traditional banking platforms.
- UK Focused: Tailored for the UK market.
- Merchant Accounts: Services for varied business needs.
- Integrated Payments: Seamless payment processing.
- Fraud Prevention: Ensures transaction security.
- Affiliate Program: Allows partnerships and collaborations.
Nuvei provides global omnichannel payments services from card acquiring and issuance to payment gateways and checkout.
- Global Acquiring: Broad international reach.
- Dynamic Currency Conversion: Supports multiple currencies.
- E-commerce Solutions: Comprehensive online payment tools.
- Payout Solutions: Streamlined fund transfers.
- Fraud Management: Advanced fraud detection and prevention tools.
One of the leading online payment methods in the Middle East, it allows users to make online purchases safely using a prepaid virtual card.
- Middle East Focus: Popular in the MENA region.
- E-wallet Services: Simplifies online and offline transactions.
- Mobile App: Facilitates payments on the go.
- Reward Points: Earn points with each transaction.
- Recharge Options: Convenient top-up features.
Opayo (formerly Sage Pay)
Now part of the Elavon, Opayo is one of Europe’s leading payment service providers. The platform is known for its security and fraud prevention features.
- Versatile Payments: Offers a range of payment solutions, including face-to-face, over the phone, and online.
- Tailored Solutions: Services can be tailored to meet the specific needs of businesses.
- Advanced Fraud Screening: Provides robust fraud prevention tools to safeguard transactions.
- Seamless Integration: Easily integrates with most e-commerce platforms.
- 24/7 Support: Dedicated customer support to assist with any queries or issues.
A Mexican payment gateway provider, Openpay supports a wide range of payment methods from card payments to store payments and bank transfers.
- Buy Now, Pay Later: Offers flexible payment solutions.
- Quick Sign-Up: Seamless onboarding process.
- Transparent Fees: No hidden costs.
- Mobile App: Streamlines payments and management.
- Merchant Portal: Detailed insights and analytics.
Predominantly operating in Southeast Asia, Opn (formerly Omise) offers a simple and seamless way for businesses to accept payments online.
- Integrated Payments: Combines POS, online, and mobile.
- Dashboard Insights: Provides a centralised system for insights.
- Customisable Solutions: Tailors to specific business needs.
- Secure Transactions: Prioritises safety and security.
- Loyalty Programs: Engages customers with rewards.
A Brazilian online payment processing service and gateway. It offers key local payment methods, including Boleto Bancário, Brazil’s most popular cash payment method.
- Local Focus: Tailored for Brazilian customers and businesses, offering localised payment options.
- Diverse Payment Solutions: Includes card machines, online storefronts, and mobile payment tools.
- Transparent Pricing: Offers clarity on transaction fees without hidden costs.
- Digital Wallet: Enables users to store multiple cards and bank accounts.
- Flexible Withdrawal Options: Allows merchants to transfer their sales to their bank or PagSeguro card.
Focusing on Latin America, Pago46 offers a range of payment solutions, from mobile payment apps to kiosk-based systems.
- Latin American Focus: Specialises in Latin American transactions.
- Agent Network: Expansive network of local agents.
- Cash Payments: Facilitates transactions using cash.
- Real-Time Notifications: Instant updates on transactions.
- Local Integration: Tailored for regional nuances.
Primarily serving the Argentine market, Pago Facil allows users to make payments online, in cash at various locations, or through bank transfers.
- Argentina Focus: Primarily serves the Argentinian market.
- Offline Payments: Supports cash payments at local stores.
- Online Integration: Seamless online transaction processing.
- Transparent Fees: Clear and straightforward pricing.
- Security Protocols: Prioritises safe transactions.
Serving the South African market, PayFast facilitates easy, secure, and instant transfer of money between online buyers and sellers.
- South African Focus: Leading processor in South Africa.
- Instant EFT: Facilitates electronic funds transfers.
- Recurring Billing: Supports subscription models.
- Mobicred Integration: Offers credit-based payments.
- Seller Protection: Focuses on merchant safety.
Operating globally, Payoneer provides online money transfer and digital payment services, allowing businesses and professionals to pay and get paid globally as easily as they do locally.
- Global Reach: Facilitates cross-border payments in multiple currencies.
- Mass Payouts: Simplifies payments to multiple recipients at once.
- Integrated Payments API: Seamless integration for businesses.
- E-commerce Marketplace Payments: Supports leading online marketplaces like Amazon and Upwork.
- Working Capital: Offers capital advances to merchants.
A global leader in online payment solutions, PayPal provides a platform for online shopping and money transfers, ensuring secure, fast, and convenient transactions.
- Widespread Acceptance: One of the most recognised payment platforms globally.
- Flexible Payment Options: Including PayPal balance, credit card, bank account, or PayPal Credit.
- One-Touch Payments: Allows customers to pay without re-entering payment information.
- Seller Protection: Provides protection against fraudulent transactions and chargebacks.
- Cross-border Commerce: Enables businesses to accept payments from customers in 200+ countries.
Paysafe offers solutions for businesses to accept payments, both online and in person, with a focus on simplicity, security, and convenience.
- Multi-Platform: Provides solutions for both online and in-person payments.
- Digital Wallets: Offers Skrill and NETELLER, two globally recognised digital wallet solutions.
- Prepaid Solutions: Includes paysafecard, a global leader in online prepaid payment methods.
- Risk and Fraud Management: Employs advanced technologies to ensure transaction safety.
- Integrated Solutions: Tools to integrate payments seamlessly into business operations.
Catering to businesses in the Middle East, PayTabs provides simple & efficient online payment solutions.
- Middle Eastern Focus: Targets MENA region businesses.
- Simple Setup: Offers quick integration for businesses.
- Recurring Billing: Automated billing for subscription models.
- Multi-Currency Support: Accepts over 168 currencies.
- Fraud Prevention: Ensures secure transactions with fraud protection.
An end-to-end payment processing solution, PayTrace offers services like credit card processing, e-checks, and cash advances with a focus on B2B merchants.
- B2B Focus: Specialised solutions for B2B payments.
- Cash Discounts: Encourages cash transactions with discount programs.
- Virtual Terminal: Processes payments without hardware.
- Recurring Payments: Automated tools for regular billing.
- Detailed Reporting: Provides insights into transactions.
A leading online payment service provider with a focus on emerging markets. PayU provides fast, simple, and efficient payment processes for merchants and buyers.
- Global Reach: Operates in 18 high growth markets across the world.
- Local Integration: Provides localised solutions to cater to specific market needs.
- One-Click Payments: Streamlined payments for returning customers.
- Advanced Security: State-of-the-art security measures for safe transactions.
- Cross-border Payments: Facilitates international transactions smoothly.
An integrated payment processing solution, Payway offers services for handling credit card and ACH payments. They emphasise reducing transaction costs and improving recurring payment revenue streams.
- Complete Payment Solution: Unified platform for various payment needs.
- Automated Clearing House (ACH): Direct payment processing.
- Recurring Payments: Tools for managing subscription billing.
- Tokenisation: Enhanced security for card data.
- Customisable Reporting: Tailored insights.
Focused on African markets, Peach Payments allows businesses to easily accept payments on their websites and mobile apps.
- African Focus: Tailored for businesses in Africa.
- Easy Integration: Streamlined API for quick setup.
- Mobile Payments: Supports transactions via mobile devices.
- Diverse Payment Methods: Includes cards, EFT, and more.
- Real-Time Reporting: Immediate insights into transactions.
A payment and financial crime compliance platform, PelicanPay offers solutions encompassing API interoperability, compliance, and payment processing.
- Payment Automation: Tools for streamlining transaction processes.
- Regulatory Compliance: Ensures adherence to PSD2 and Open Banking regulations.
- Invoice Management: Integrated tools for handling invoices.
- Real-Time Monitoring: Offers immediate transaction tracking.
- Fraud Detection: Implements advanced safety measures.
Serving the Southeast Asian market, especially the Philippines, PesoPay is a comprehensive payment gateway system, catering to online credit card processing.
- Asian Focus: Primarily serves the Asian market.
- Diverse Payment Options: Supports credit cards, online banking, and over-the-counter transactions.
- Secure Payments: Adheres to international security standards.
- Customisable Solutions: Tailors to specific business requirements.
- Mobile Integration: Mobile SDKs for app-based transactions.
One of the pioneers in the e-commerce payment gateway space, Plug’n Pay offers solutions for web, mobile, and retail payment processing.
- e-Commerce Solutions: Offers tools for online businesses.
- Recurring Billing: Enables subscription-based models.
- Fraud Prevention: Advanced tools for safe transactions.
- Integrated Shopping Cart: Streamlines online sales processes.
- Digital Invoice Management: Seamless handling of electronic invoices.
Point & Pay
Designed for governments, utilities, courts, and other organisations, Point & Pay enables secure payments across various platforms.
- Specialisation in Public Sector: Focus on government agencies and utilities.
- Customised Solutions: Tailored payment processing for unique needs.
- Multiple Payment Channels: Offers web, phone, in-person options.
- Real-Time Reporting: Offers immediate insights into transactions.
- Integrated Notifications: Automated reminders and notifications.
A global cross-border e-payment platform, PPRO removes the complexity of international e-commerce payments by acquiring, collecting, and processing an extensive range of local payment methods for Payment Service Providers under one roof.
- Local Payments Infrastructure: Focuses on local payment methods globally.
- Global Reach: Supports businesses in different parts of the world.
- Integrated Payment Hub: Combines multiple payment solutions in one.
- Payment Analytics: Provides insights to optimise payment strategies.
- Regulatory Compliance: Ensures adherence to global payment regulations.
A payment gateway solution that bridges the connection between platforms, payment providers, and other tools, focusing on intelligent payment routing and optimisation.
- Smart Routing: Optimises payment routing for success.
- Integrated Platform: Unified solution for multiple payment needs.
- Cascading: Advanced strategy to maximise payment approvals.
- Real-Time Data: Immediate insights and analytics.
- Custom Reporting: Tailored reports for businesses.
A leading provider of next-generation payment services in Russia and the CIS, Qiwi’s payment services give everyone the opportunity to pay for goods and services comfortably, quickly, and securely.
- Russian Focus: Predominantly serves the Russian market.
- Diverse Payment Options: Offers kiosk, online, and mobile payments.
- Wallet Service: Provides its own digital wallet solution.
- Bill Payments: Enables utility and service bill payments.
- Integrated Merchant Tools: Tools for businesses to manage transactions.
Established in 2004, QuickPay is a secure and versatile payment solution that works across multiple platforms and has integrations with a variety of banks and payment service providers.
- Easy Integration: Seamless integration with multiple platforms.
- Fraud Detection: Implements advanced safety measures.
- Subscription Management: Tools for recurring payment models.
- Multiple Payment Methods: Supports cards, mobile payments, and more.
- Customisable Interface: Offers tailored user experience.
An Indian-based solution that offers a suite of payment solutions including net banking, credit cards, and wallets. Their interface is designed to be developer-friendly and robust against system failures.
- Indian Market Focus: Primarily serves businesses in India.
- One-Stop Solution: Comprehensive suite for payments, banking, and lending.
- Neobanking Platform: Offers business banking solutions.
- Razorpay Capital: Provides lending and capital solutions.
- Automated Payouts: Tools for businesses to handle mass payouts.
A significant payment service provider in Spain, Redsys processes a large portion of the country’s online transactions, offering a wide range of payment services.
- Spanish Market Focus: Leading payment processor in Spain.
- Diverse Payment Solutions: From virtual POS to direct debits.
- Secure Transactions: Adheres to international security standards.
- Mobile Payment Options: Supports payments via mobile devices.
- Custom Integration: Tailors solutions for specific businesses.
This platform simplifies subscription billing and recurring payments. With a focus on flexibility and insights, Recurly offers a wide range of billing models.
- Subscription Billing Expertise: Specialises in subscription models.
- Advanced Analytics: In-depth insights into subscription metrics.
- Dunning Management: Reduces churn by recovering failed payments.
- Flexible Integrations: Seamlessly connects with various platforms.
- Custom Pricing Models: Supports a variety of pricing structures.
An electronic payment processing solution, ReliaFund supports both credit card and ACH transactions. They cater to a variety of industries including property management and home services.
- Electronic Payment Expertise: Focuses on ACH, credit card, and e-check payments.
- Integrated Tools: Offers solutions from payment gateways to point-of-sale.
- Secure Platform: Prioritises transaction safety.
- Virtual Terminal: Processes payments without specialised hardware.
- Real-Time Reporting: Provides immediate transaction insights.
Originating as a fintech app in the UK, Revolut has expanded into a broad financial platform, offering everything from personal to business banking, as well as payment processing.
- Digital Banking: Leading fintech with banking services.
- Multi-Currency Wallet: Supports multiple currencies in a single account.
- Crypto Support: Allows cryptocurrency buying, selling, and holding.
- Global Spending: Provides international spending without hefty fees.
- Budgeting Tools: Offers in-app tools for financial management.
Sekure Payment Experts
A merchant service provider with a keen focus on transparency and tailored solutions. They cater to both small and large businesses, ensuring efficient transaction processing.
- Merchant Advocacy: Aims to reduce transaction costs for merchants.
- Cost Analysis: Offers free statement analysis for potential cost savings.
- POS Solutions: Provides a range of point-of-sale equipment.
- Secure Processing: Implements top-notch security measures.
- Custom Solutions: Tailors payment solutions to business needs.
Providing integrated payment processing and technology solutions, Shift4 Payments serves a wide variety of industries, with a focus on ensuring secure and streamlined transactions.
- Unified Commerce: Combines various payment solutions for seamless processing.
- End-to-End Payment Security: Prioritises encrypted and tokenised transactions.
- Integrated POS: Comprehensive point-of-sale solutions tailored to industries.
- SkyTab Solutions: Focus on on-the-go payment solutions.
- Lighthouse Business Management: Cloud-based reporting and POS management.
A digital wallet solution that offers online payment and money transfer services. Skrill is widely recognised for its simplicity and security features.
- International Transfers: Enables swift international money transfers to many countries.
- Prepaid Card: Offers the Skrill card, a prepaid Mastercard for easy access to funds.
- Cryptocurrency Capabilities: Allows buying and selling of certain cryptocurrencies.
- Loyalty Programme: Skrill VIP offers added benefits like lower fees and special promotions.
- Mobile Wallet: Facilitates faster mobile transactions and balance checks.
Catering especially to recurring payments, SlimPay offers direct debit payment solutions for subscriptions and invoice payments.
- Direct Debit Focus: Specialises in SEPA direct debit payments.
- Subscription Billing: Tools designed for recurring payment models.
- Cash Management: Automated tools for cash flow management.
- Integrated Checkout: Provides a seamless online payment experience.
- Customisable API: Offers tailored integrations for businesses.
- Integrated Hardware: Offers a range of POS systems and card readers.
- Invoice Management: Easy-to-use tools for creating, sending, and managing invoices.
- Inventory Management: Tools for tracking and managing inventory in real-time.
- Offline Mode: Allows payment acceptance even without an internet connection.
- No Monthly Fees: Charges per transaction without any recurring monthly fees.
A payment technology provider, Stax (formerly Fattmerchant) offers a range of solutions, from terminal sales to integrated payments, focusing on transparency in fees.
- All-in-One Platform: Combines various payment processing tools.
- Transparent Pricing: Flat-rate pricing without hidden fees.
- Customised Solutions: Offers tailored payment solutions to industries.
- Integrated Reporting: In-depth analytics and insights.
- Secure Processing: Advanced encryption and tokenisation.
A technology-driven platform, Stripe allows businesses to accept online payments, manage subscriptions, and craft marketplaces. It’s recognised for its flexibility and developer-friendly features.
- Seamless Integrations: Easily embeds into custom applications or websites with its comprehensive API.
- Global Reach: Supports over 135+ currencies, allowing businesses to expand their global footprint.
- Robust Reporting: Offers detailed financial reports aiding businesses in understanding transaction details.
- Subscription Tools: Advanced tools for businesses with recurring billing models.
- Fraud Protection: Utilises advanced algorithms and machine learning to detect and prevent fraudulent activity.
Providing services across Europe and the Americas, SumUp offers a range of payment solutions, from card terminals to online payments.
- Mobile Card Readers: Offers a range of devices to process card payments anywhere.
- No Monthly Fees: Charges only per transaction, with no recurring monthly charges.
- Transparent Pricing: Clear and straightforward pricing structure.
- Multi-platform Acceptance: Accepts payments from Chip and PIN, contactless, and mobile devices.
- Payout Efficiency: Quick and consistent transfers to the merchant’s bank account.
Designed primarily for the Swedish market, Swish is a mobile payment system facilitating real-time payments using phone numbers.
- Swedish Focus: Widely used mobile payment solution in Sweden.
- QR Code Payments: Enables QR-based transactions.
- Real-Time Transactions: Immediate transfers between bank accounts.
- Invoice Payments: Facilitates payment through invoices.
- Merchant Services: Provides tools for businesses to accept Swish payments.
A platform that integrates with messengers like Facebook and WhatsApp, allowing businesses to sell directly through chat services.
- Omni-channel Payments: Supports various payment channels.
- Chatbot Integration: Allows payments through messenger platforms.
- One-Click Payments: Streamlines the transaction process.
- Subscriptions and Donations: Supports recurring payments and charity collections.
- Analytics Dashboard: Offers insights into customer behavior.
Acting as a bridge between banks and companies, TrueLayer allows businesses to access their customers’ financial data, facilitating direct debits and other payment services.
- Open Banking: Provides tools for integrating with open banking platforms.
- Financial Data API: Retrieves financial data securely.
- Payment Initiation: Enables direct bank payments.
- Data Enrichment: Enhances raw bank data for better insights.
- Global Expansion: Focused on expanding its reach beyond Europe.
Formerly SecureTrading, UK-based payment service provider that offers a comprehensive suite of card payment solutions and auxiliary services.
- Global Payment Gateway: Supports businesses worldwide.
- Smart Routing: Optimises transaction routing for increased success.
- Risk Management: Advanced fraud prevention and security.
- Integrated Acquiring: Unified platform for processing and acquiring.
- Subscription Services: Automated tools for recurring payments.
An online banking e-payments solution, Trustly facilitates direct payments from bank accounts, serving several European markets.
- Online Banking e-Payments: Allows users to pay directly from their bank account.
- Cross-Border Transactions: Supports payments across multiple countries.
- No Card Needed: Transactions are processed without the need for cards.
- Instant Deposits & Withdrawals: Quick payment processing times.
- Pay N Play: A product that allows smooth KYC process for online casinos.
A major player in the payment processing industry, TSYS provides services to financial institutions, businesses, and governments in over 80 countries.
- Complete Payment Solutions: Offers a range of payment services from card issuing to acquiring.
- Tailored Offerings: Solutions specifically tailored for industries like healthcare, education, and more.
- Risk and Fraud Management: Comprehensive tools to detect and prevent fraud.
- Integrated Analytics: Tools to track and manage payment data efficiently.
- Global Footprint: Supports businesses in more than 80 countries.
A point-of-sale software for retailers, Vend also provides an integrated payment processing solution, simplifying the checkout process.
- Retail POS Software: Designed specifically for retail businesses.
- Inventory Management: Advanced tools for tracking stock and sales.
- E-commerce Integration: Seamlessly links to online selling platforms.
- Customer Management: Tools to track customer data and purchase histories.
- Offline Mode: Allows sales even when the internet’s down.
Owned by PayPal, Venmo is a mobile payment service that allows users to transfer money to one another. It’s widely popular among millennials for its social media integration and ease of use.
- P2P Payments: Simplified personal payment transfers via mobile.
- Social Integration: Unique feed displaying payment descriptions among friends.
- Venmo Debit Card: Physical card linked to a Venmo balance.
- Instant Transfer: Quick transfers to linked bank accounts.
- E-commerce Integration: Accepted by many online retailers.
A global leader in providing payment and commerce solutions. Verifone offers a wide array of devices, services, and software to help businesses operate efficiently.
- POS Terminals: Renowned for its physical payment devices.
- Secure Transactions: Focuses on maintaining high-security standards.
- Mobile Solutions: Offers mobile POS solutions.
- Cloud Services: Advanced cloud solutions for payment processing.
- Carbon Platform: Next-gen devices with integrated commerce capabilities.
Focuses on subscription billing and provides solutions to digital companies to help them acquire and retain more customers.
- Subscription Billing: Focus on SaaS and digital subscription services.
- Churn Prevention: Tools to reduce customer attrition.
- CashBox Platform: Advanced billing solution for digital businesses.
- Flexible Payment Solutions: Adaptable to various business models.
- Global Payments: Supports international transactions.
Acquired by JPMorgan Chase, WePay is an integrated payments provider for SaaS platforms. They emphasise a seamless user experience and provide platforms with the ability to customise their payment solutions.
- Platform Integration: Designed for platform businesses like crowdfunding sites and online marketplaces.
- Link Technology: Allows platforms to onboard users quickly.
- Custom User Experience: Offers white-label solutions to maintain consistent branding.
- Risk Management: Advanced tools to manage risk and fraud.
- Rapid Onboarding: Simplifies the process of adding new merchants.
A European leader in the payment and transactional services industry. Worldline offers a range of services, including card payments, e-ticketing, and mobile payments.
- Global Payment Services: Comprehensive payment solutions for international markets.
- E-commerce Solutions: Tailored services for online businesses.
- Terminal Solutions: Offers a range of POS terminals.
- Fraud Prevention: Ensures secure transactions with advanced measures.
- Digital Banking Services: Provides tools for modern banking needs.
A global leader in payment processing, Worldpay provides solutions for every type of credit card payment, whether it’s in-person, online, or on-the-go.
- Diverse Payment Options: From credit card processing to mobile wallets.
- Omni-channel Solutions: Serves in-store, online, and mobile payment needs.
- Data Analytics: Provides insights to understand customer behavior better.
- Fraud Detection: Uses advanced tools and strategies to minimise risk.
- Global Reach: Offers a vast network that caters to over 120 countries.
Specialising in the video game industry, Xsolla offers game developers and publishers a suite of tools and services to support monetisation, distribution, marketing, and more.
- Gaming Focus: Payment solutions tailored for the gaming industry.
- Game Store Integration: Tools to monetise games through various platforms.
- Subscription Models: Supports gaming subscriptions.
- Anti-fraud Solutions: Implements measures to prevent fraudulent game purchases.
- In-game Monetisation: Tools to facilitate in-game purchases.
Based in Australia, Zia Payments coordinates payment acceptance and disbursement in complex payment scenarios (like marketplaces).
A U.S.-based digital payments network backed by many major banks, Zelle allows for fast peer-to-peer money transfers, directly between almost any U.S. bank accounts.
- Instant P2P Payments: Quick personal transfers between bank accounts.
- Bank Integration: Directly integrated with many U.S. banks’ apps.
- No Additional Fees: Free for personal use within participating banks.
- Simple Setup: Uses email or phone number for registration.
- Secure Transactions: Backed by trusted U.S. banks.
Originating in Sweden, Zettle delivers a series of innovative payment and commerce solutions, including mobile card readers and integrated point-of-sale tools. Now part of PayPal.
- Easy Set-up: Enables businesses to accept card payments without complex setups.
- Fixed Fee Structure: Offers transparent pricing with no hidden fees.
- Real-time Sales Data: Provides insights into sales data, helping in decision-making.
- Invoice Creation: Allows for easy generation and sharing of invoices.
- E-commerce Integration: Offers tools to set up a custom online store.
A technology company that provides a Payments Platform-as-a-Service. Their smart routing solution ensures efficient transaction processing by routing each transaction to the preferred acquirer.
- Smart Payment Routing: Routes transactions for optimal success rates.
- Multi-acquirer Model: Connects to multiple acquirers for resilience.
- Unified Reporting: Offers integrated reporting across all payment methods.
- Payment Optimisation: Continuously optimises transaction routing.
- Adaptable Integration: Can be tailored to specific business needs.
Focusing on subscription businesses, Zuora provides an end-to-end subscription management platform that includes billing, revenue recognition, and commerce solutions.
- Subscription Management: Tools specifically for subscription businesses.
- Billing Automation: Streamlined billing processes for recurring payments.
- Zuora Central Platform: Core platform offering insights and automation.
- Global Payments: Supports transactions in over 190 countries.
- RevPro: Recognised revenue automation solution.